High risk

Turned down by your bank? Let's get you approved.

TruuPay specializes in merchant accounts for industries banks call high risk. We get you set up fast, match you with banks that want your business, and stay by your side so your account stays open.

Built for high risk

Every part of your payments, covered by one partner.

Approvals other banks won't give

We know which banks say yes to your industry and how to present your business for approval.

Accounts built to stay open

We set you up correctly from day one to lower the risk of holds, freezes, and sudden shutdowns.

Chargebacks? No problem

Fraud screening and dispute tools that help keep your chargeback ratio in a healthy range.

In store, online, and recurring

Take payments at the counter, on your website, and on subscriptions through one partner.

Next-day and same-day funding

Get paid tomorrow, or even today, so cashflow keeps pace with inventory, payroll, and rent.

Transparent pricing

Clear rates and terms explained upfront, with no surprises on your statement.

sound familiar?

If any of these happened to you, you are not out of options.

Standard processors are built for low risk businesses. TruuPay works with banks that understand your industry and want your business.

Your bank or processor declined your application

Your account was frozen, held, or shutdown

Your funds are being held longer than they should

Your chargebacks or refunds keep getting flagged

industries we support

We say yes to the businesses others turn away.

If you sell any of these online, a standard processor may not be the right fit. TruuPay gets businesses like yours approved, with accounts built to stay open.

Smoke shop and vape

Glass, vape, tobacco, and smoking accessories.

CBD and hemp

Oils, edibles, topicals, and other hemp-derived products.

Gaming

Gaming platforms, skill games, sweepstakes, and in-game purchases.

Firearms and ammunition

Firearms, ammunition, and accessories from licensed sellers.

Get your payments consultation today.

No obligation. A TruuPay specialist will look at how you take payments today and show you where we can help.

Get a review of your current rates and reserves
Find approval options for your industry
Have a plan to keep your account open